Which Province Gives the Highest GST/HST Credit in 2025? Full Breakdown

The GST/HST credit provides important financial relief for low- and modest-income Canadians. While the federal government issues a standard credit across the country, several provinces offer their own top-up programs to supplement this payment. In 2025, some provinces are offering significantly higher combined amounts.

So, which province provides the most generous GST/HST-related support? Let’s break it down.

Newfoundland and Labrador Leads in 2025

Among all provinces, Newfoundland and Labrador offers the highest total support by combining multiple provincial benefits with the federal GST/HST credit. Residents may receive the following:

• Income Supplement: Up to $520 for individuals, $589 for couples, and $231 per child

• Seniors’ Benefit: Up to $1,516 annually for eligible seniors aged 65 and over

• Disability Benefit: Additional annual support for eligible persons with disabilities

These amounts are paid quarterly alongside the GST/HST credit, dramatically increasing total support for eligible households.

Provincial Top-Ups Across Canada

Here’s how other provinces and territories compare in 2025 with their respective top-up benefits:

• British Columbia:

  • Climate Action Tax Credit

  • Up to $504 for individuals, $252 for a spouse or partner, and $126 per child

• New Brunswick:

  • Harmonized Sales Tax Credit

  • Up to $300 for individuals or couples, plus $100 per child

• Nova Scotia:

  • Affordable Living Tax Credit

  • Up to $255 per household, plus $60 per child

• Ontario:

  • Ontario Sales Tax Credit

  • Up to $360 per adult and child (issued separately from GST credit)

• Northwest Territories:

  • Cost of Living Offset

  • Up to $470 for adults and $534 for each child

Each province applies its own income limits and eligibility criteria, but most Canadians who qualify for the GST/HST credit will automatically receive these provincial benefits as well.

Eligibility Overview

To receive the GST/HST credit and any available top-ups in 2025, you must:

• Be a resident of Canada for tax purposes

• Be at least 19 years old, or have a spouse, or be a parent living with your child

• Have filed your 2024 income tax return

• Meet the income thresholds set by the federal and provincial governments

No separate application is typically required for provincial top-ups, as eligibility is automatically assessed when filing your tax return.

FAQs

Which province gives the highest GST/HST credit in 2025?

Newfoundland and Labrador provides the most support through multiple benefits, including an Income Supplement, Seniors’ Benefit, and Disability Amount.

Are these provincial top-ups added to the federal credit?

Yes, most provinces issue their top-up payments together with the federal GST/HST credit on the same quarterly schedule, except Ontario, which distributes its credit separately.

Do I need to apply for provincial credits?

No. If you file your tax return and qualify for the GST/HST credit, most provincial top-ups will be applied automatically.

Can these credits affect my other benefits?

No. GST/HST credits and provincial top-ups are non-taxable and do not reduce your eligibility for other government assistance programs.

How often are these payments issued?

Federal and provincial credits are usually paid every quarter in January, April, July, and October.

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