Singaporeans facing higher utility costs in 2025 can expect crucial financial relief, thanks to the government’s newly enhanced Assurance Package. As part of Budget 2025, a one-off $1.2 billion boost includes the B2025 Cost-of-Living (COL) U-Save Rebate, which will see eligible HDB households receive up to $760 for the financial year. This article explains the payment structure, eligibility, and how it supports families dealing with rising living costs.
What Is the $760 COLA Utility Rebate for 2025?
The $760 Cost-of-Living (COL) Payment is part of the government’s initiative to offset rising utility bills. It is targeted at HDB households with at least one Singaporean occupier and no member owning more than one property. It includes the usual GST Voucher – U-Save, the Assurance Package (AP) U-Save, and the B2025 COL U-Save, doubling the support offered in a regular year.
The payment is automatically credited to SP Services utility accounts, so recipients don’t need to apply.
How Much Will Each Household Receive?
Rebate amounts vary by flat type to ensure that lower-income households receive the most support:
| HDB Flat Type | Total U-Save for FY 2025 |
|---|---|
| 1- and 2-room | $760 |
| 3-room | $680 |
| 4-room | $600 |
| 5-room | $520 |
| Executive / Multi-Gen | $440 |
These payments are split across four disbursements to help families plan monthly budgets more efficiently.
When Will the Payments Be Made?
The U-Save rebates will be distributed quarterly:
| Month | Type of Rebate |
| April 2025 | Regular U-Save + COL U-Save |
| July 2025 | Regular U-Save + AP U-Save |
| October 2025 | Regular U-Save + COL U-Save |
| January 2026 | Regular U-Save + AP U-Save |
Households in smaller flats (1-2 rooms) will receive about $95 per quarter, while those in larger flats receive proportionally less.
Why This Initiative Matters
Utility costs in Singapore have been rising due to higher carbon taxes, water price revisions, and general inflation. For low-income and middle-income families, these rebates provide:
- Essential support for electricity and water bills
- Financial breathing room in monthly budgets
- Better planning with quarterly disbursements
This initiative avoids the need for applications, making the process fully automatic and stress-free for eligible households.
Frequently Asked Questions (FAQs)
Who qualifies for the $760 COL U-Save Payment?
HDB households with at least one Singaporean resident and no household member owning more than one residential property.
Do I need to apply for the rebate?
No. All eligible households will receive the rebate automatically in their SP Services utility account.
What if I live in a rented HDB flat?
Fully rented-out flats do not qualify. At least one Singaporean must be an occupier or owner residing in the flat.
Will the rebate reduce my utility bill directly?
Yes. The credited amount offsets your utility bill automatically.
What if I move flats during the year?
Eligibility will be reassessed based on your current flat and household information on record.
Click here to know more.
Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.