As financial pressures mount in 2025, South African citizens are looking into every available form of support. Two major relief options currently in focus are the SASSA R350 Social Relief of Distress (SRD) grant and a R1,400 monthly relief available to some homeowners. Understanding how these two forms of support work—and whether you can receive both—could help you make the most of government assistance.
Understanding the SASSA R350 Grant
The SASSA R350 grant is meant to provide temporary financial relief to unemployed and financially vulnerable South Africans. To qualify, individuals must:
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Be unemployed
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Not receive any form of income or other social grant
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Be between the ages of 18 and 59
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Be a South African citizen, permanent resident, or a legally recognized refugee
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Pass a means test, showing very limited or no financial income
This grant remains one of the most accessible forms of aid for those with no safety net.
Overview of the R1,400 Homeowner Relief
The R1,400 monthly relief is not a grant but rather a benefit that arises from anticipated interest rate reductions by the South African Reserve Bank. This applies to homeowners with variable-rate mortgages, where lower interest rates automatically reduce the bond repayments.
This relief is automatic—you don’t need to apply. The savings reflect directly in your monthly mortgage installment if your loan qualifies.
Can You Receive Both the SASSA R350 Grant and the R1,400 Relief?
Yes, it may be possible to receive both—but only under certain conditions:
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The SASSA R350 grant is strictly for those with no income or support.
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The R1,400 relief is not “income”—it’s a reduced mortgage expense triggered by lower interest rates.
This means that if you are a homeowner with no income and meet all SASSA criteria, you could technically benefit from both. However, eligibility depends on whether the cost reduction affects your perceived financial need during the SASSA means test.
FAQs
Can I receive the SASSA R350 grant if I own a home?
Yes. Owning a home does not disqualify you from the R350 grant. What matters is your income level and whether you meet the other qualifying criteria.
Does the R1,400 homeowner relief count as income for the SASSA means test?
No. It’s a reduction in expenses, not added income. Therefore, it usually does not affect your SASSA eligibility.
Do I need to apply for the R1,400 homeowner relief?
No. This relief applies automatically to qualifying variable-rate mortgage holders when interest rates are lowered.
Will receiving the SASSA R350 grant affect my mortgage agreement?
No. The grant is separate from your mortgage and does not interfere with loan terms or bank agreements.
How can I check if I qualify for the SASSA R350 grant?
You can check eligibility by reviewing SASSA’s official criteria and confirming that you meet the income and documentation requirements.
Click here to know more.
Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.