In a move to support Canadians managing inflation and rising household costs, the government has confirmed an increase in the GST/HST credit starting July 2025. This quarterly payment offers tax-free financial assistance to lower- and modest-income individuals and families across the country.
Here’s a look at what’s changing, who qualifies, and how much you could receive.
What Is the GST/HST Credit?
The GST/HST credit is a non-taxable quarterly benefit provided to help offset some of the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid by eligible Canadians. It is automatically calculated based on the income and family situation from your last tax return.
This support is especially important for households facing increased cost-of-living pressures.
New Credit Amounts for July 2025
Starting July 2025, updated maximum annual GST/HST credit amounts will be as follows:
| Household Type | Maximum Annual Credit |
|---|---|
| Single Individual | $519 |
| Married or Common-Law Couple | $680 |
| Per Child Under 19 | $179 |
These amounts reflect inflation adjustments and are subject to income thresholds. Individuals with higher earnings may receive a reduced benefit or no credit at all.
Payment Schedule for 2025
The GST/HST credit is paid out four times a year. For 2025, payments will be issued on:
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January 3, 2025
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April 4, 2025
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July 4, 2025 (with new increased amounts)
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October 3, 2025
Most recipients receive their payments via direct deposit. If no bank account is on file, a cheque will be mailed to your registered address.
Eligibility Requirements
To qualify for the GST/HST credit, individuals must:
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Be a Canadian resident for tax purposes
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Be 19 years or older, or have a spouse/common-law partner, or be a parent living with a child
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Have filed their 2024 income tax return
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Meet the income criteria set for the 2025-2026 benefit year
No separate application is required — filing your taxes is enough for the government to assess your eligibility.
FAQs
What is the GST/HST credit?
It’s a quarterly, tax-free benefit that helps lower- and modest-income Canadians reduce the burden of sales taxes on everyday purchases.
What are the new payment amounts for July 2025?
Single individuals may receive up to $519, couples up to $680, and families will get an additional $179 per child under 19.
Do I need to apply for the credit?
No, you don’t need to apply. The credit is automatically calculated and issued after you file your income tax return.
When is the next GST/HST credit payment?
The new, increased payment will be made on July 4, 2025, with additional payments following in October 2025.
What if my income changes this year?
Your eligibility and payment amounts are based on your 2024 tax return. If your income changes significantly this year, it will affect your payments for next year’s benefit cycle.
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