The UK government has rolled out a new £90 Cost of Living Payment for 2025 to support families struggling with the soaring cost of essentials like food, heating, and rent. This payment is a continuation of earlier DWP assistance programs and will reach millions of low-income and vulnerable households across the country.
This article breaks down everything you need to know about the £90 payment—from who qualifies and when you’ll receive it to what to do if your payment is delayed.
What Is the £90 Cost of Living Payment?
The £90 payment is a tax-free, one-time financial aid issued to eligible UK residents to help offset living costs. Unlike larger installments in previous years, this smaller top-up provides targeted support for those receiving qualifying benefits.
It aims to cushion expenses related to:
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Groceries and household supplies
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Electricity and heating
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Transportation or medical essentials
The payment is non-taxable, will not affect other benefits, and will be automatically deposited in the claimant’s bank account.
Who Is Eligible for the £90 Payment?
You may be eligible if you receive any of the following means-tested benefits:
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Universal Credit
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Pension Credit
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Income Support
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Income-based Jobseeker’s Allowance (JSA)
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Income-related Employment and Support Allowance (ESA)
You must have been actively receiving these benefits during the DWP’s qualifying assessment window (dates to be confirmed by the department). Visit GOV.UK regularly for the latest eligibility windows.
When Will the £90 Be Paid?
The DWP has scheduled the payments for Spring/Summer 2025. While no fixed dates are announced, here’s what’s expected:
| Payment Window | Expected Timeline |
|---|---|
| Main Payment | April–June 2025 |
| Follow-up Window | Case-by-case (delays) |
Payments will be sent automatically using the same method your current benefits are paid through—usually direct deposit.
How to Make Sure You Receive the Payment
To avoid missing out, follow this quick checklist:
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✅ Verify your eligibility via your online DWP account.
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✅ Update your contact and bank details. Incorrect info can cause delays.
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✅ Watch for notifications on GOV.UK and via SMS/email from DWP.
If your payment doesn’t arrive by the end of the announced timeline, contact the DWP helpline for clarification.
Other Cost of Living Support Programs Available
In addition to the £90 payment, the UK government is offering several other schemes in 2025:
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Household Support Fund (HSF) – Grants via local councils to help with food, rent, and essentials.
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Warm Home Discount – Up to £150 off energy bills for qualifying households.
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Winter Fuel Payment – £100 to £300 for pensioners to help cover heating expenses.
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Cold Weather Payment – £25 per 7-day cold period from November to March.
These benefits can be claimed alongside the £90 payment if you’re eligible.
Impact on Communities and Local Spending
The £90 payment may seem small, but it plays a crucial role in reducing financial pressure on millions of low-income households. By enabling families to cover basic needs, it also indirectly supports local businesses and economic activity in struggling communities.
Frequently Asked Questions (FAQs)
What is the £90 Cost of Living Payment?
It’s a one-time payment issued by the DWP to help eligible UK residents with the rising cost of living. It supports food, energy, and other essential expenses.
Who qualifies for the £90 payment?
Anyone receiving qualifying benefits like Universal Credit, Pension Credit, Income Support, or Income-based JSA/ESA during the DWP’s assessment period.
Do I need to apply for this payment?
No. The payment is automatic for eligible households. If you qualify, it will be deposited in your bank account without needing an application.
Will it affect my existing benefits?
No. The payment is non-taxable and non-deductible. It will not affect the amount of benefits or tax credits you receive.
What if I didn’t receive the payment?
Ensure your benefit details and bank account are correct. If you’re still eligible but haven’t received it, contact the DWP support line as soon as possible.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.