With rising living costs continuing to challenge Canadians in 2025, the federal government is introducing new support measures to help those who need it most. Among these is a one-time $300 payment targeted at low-income individuals and families. This payment is designed to provide immediate relief for Canadians facing economic pressure from inflation, housing costs, and essential goods.
The additional $300 will supplement existing federal benefits and assist households already stretched thin by basic daily expenses. Unlike recurring benefits like the GST/HST credit or the Canada Workers Benefit, this is a one-time relief initiative meant to provide financial breathing room at a critical time. Here’s what we know so far about who qualifies, when the payment is expected, and what steps are necessary to ensure you receive it.
Understanding the $300 Federal Payment
The Canadian government has approved a special one-time $300 payment in June 2025 to help low-income Canadians deal with the rising cost of living. This measure is intended to ease immediate financial burdens and ensure that vulnerable citizens receive support without delay.
This $300 payment is not tied to any one benefit but is being issued as an additional boost to those already receiving income-tested supports. No application is needed, but recipients must meet certain criteria and have filed their 2024 tax return.
Eligibility Criteria
To be eligible for this $300 federal payment, individuals must:
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Be a Canadian resident for tax purposes
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Have filed their 2024 income tax return
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Have a net income below the low-income threshold set by the CRA
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Qualify for one or more existing federal income-tested benefits such as:
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Canada Workers Benefit (CWB)
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Canada Child Benefit (CCB)
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GST/HST Credit
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Guaranteed Income Supplement (GIS)
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Eligibility for this $300 payment will not interfere with your eligibility for these or other government supports.
Payment Schedule
The $300 federal payment is expected to be disbursed in June 2025. The Canada Revenue Agency (CRA) will confirm the exact date closer to the time. Individuals who have signed up for direct deposit will receive the funds in their bank accounts. Those who do not use direct deposit will receive their cheque by mail, which may take longer to arrive.
How to Ensure You Receive the Payment
To make sure you don’t miss this financial support, follow these key steps:
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File your 2024 tax return before the payment deadline
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Make sure your personal and banking information is up to date with the CRA
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Confirm that you are receiving other eligible income-tested federal benefits
Taking these steps helps avoid delays and ensures the CRA has the information needed to process your payment automatically.
Conclusion
The $300 federal payment for low-income Canadians is a welcome form of support at a time when many are struggling to make ends meet. While it is not a recurring payment, it represents the government’s effort to directly assist those most impacted by inflation and rising costs. Whether you’re a single adult, a family, or a senior, if you qualify for income-tested benefits and meet the income threshold, this relief could arrive at just the right time.
This payment can provide temporary financial stability and help with critical expenses such as groceries, rent, or utility bills. As with all federal programs, staying informed and filing taxes on time is crucial to receiving support. For those eligible, June 2025 may bring a much-needed financial break.
FAQs
Who is eligible for the $300 federal payment?
Canadian residents who have filed their 2024 income tax return, have a low net income, and qualify for income-tested federal benefits such as CCB, CWB, GST/HST Credit, or GIS.
When will the $300 payment be distributed?
The payment is scheduled to be issued in June 2025. The CRA will confirm the exact date closer to distribution.
Do I need to apply for the $300 payment?
No. If you meet the criteria and have filed your taxes, the payment will be issued automatically.
Will this payment affect my other federal benefits?
No, this is a standalone payment and does not affect your eligibility for other income-tested benefits.
How will I receive the payment?
If you use direct deposit with the CRA, the funds will go directly to your bank account. If not, a cheque will be mailed to your registered address.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.