New Canada Child Benefit (CCB) 2025: Know Payments, Dates, and Eligibility

The Canada Child Benefit (CCB) remains one of the most essential government programs for supporting families with children in 2025. Designed to help cover the rising cost of raising kids under the age of 18, the CCB is issued tax-free each month by the Canada Revenue Agency (CRA). Adjusted annually to account for inflation, this benefit is a reliable way for families to manage financial pressure.

Let’s take a closer look at the payment schedule, updated amounts, and how you can qualify this year.

New Canada Child Benefit (CCB) 2025: Know Payments, Dates, and Eligibility

2025 CCB Payment Schedule

The CRA has released the full list of CCB deposit dates for 2025, with payments delivered directly to registered bank accounts. Here’s when you can expect to receive your CCB:

Month Payment Date
January January 19, 2025
February February 20, 2025
March March 20, 2025
April April 19, 2025
May May 17, 2025
June June 20, 2025
July July 19, 2025
August August 20, 2025
September September 19, 2025
October October 18, 2025
November November 20, 2025
December December 19, 2025

If you don’t receive your payment on these dates, wait five business days before contacting the CRA for assistance.

How Much Will You Receive in 2025?

The CCB amounts were increased in mid-2024 to better reflect the impact of inflation. Here’s how much families are currently receiving (July 2024 to June 2025):

Age of Child Annual Amount Monthly Amount
Under 6 $7,787 $648
Age 6 to 17 $6,570 $547

Families with children who are eligible for the Child Disability Benefit (CDB) receive additional support. The CDB for 2024–2025 is $3,411 per year, up from $3,322.

Projected Increase from July 2025

In response to continued inflation, the CRA is expected to adjust the CCB again in July 2025. Here are the estimated new amounts:

Age of Child Annual Amount (Est.) Monthly Amount
Under 6 $7,997 $666
Age 6 to 17 $6,748 $562

Who Is Eligible for the Canada Child Benefit?

To qualify for the CCB in 2025, applicants must meet all of the following criteria:

  • Be a Canadian resident for tax purposes

  • Be the primary caregiver of a child under 18

  • Have filed a tax return (along with your spouse or partner, if applicable)

  • Meet income-based thresholds as determined by your family’s net income

The CRA recalculates your eligibility and payment amount each year based on your most recent tax return. If your income or living situation changes, your benefit will also be adjusted accordingly.

Provincial and Territorial Family Support Add-Ons

In addition to the federal CCB, many provinces offer their own child and family benefit programs. Here are a few:

British Columbia Family Benefit

  • Temporary bonus available

  • Annual amount per child:

    • First child: $2,188

    • Second child: $1,375

    • Additional children: $1,125

Ontario Child Benefit (OCB)

  • Up to $1,607 per child annually

Alberta Child and Family Benefit (ACFB)

  • Income-based payments

    • First child: Up to $1,330

    • Additional children: $665 each

How to Apply for the Canada Child Benefit

Applying for the CCB is quick and can be done in three ways:

  • Online via CRA’s “My Account” portal

  • At birth using the Newborn Registration Service

  • By mail using Form RC66 and submitting it to the CRA

Be sure all required documents are included to avoid processing delays.

Conclusion

The Canada Child Benefit 2025 remains a pillar of financial support for families across the country. With regular adjustments for inflation and additional help from provincial programs, the CCB continues to play a vital role in reducing the cost of child-rearing. Staying informed about these updates, including the July 2025 increase, ensures families receive the full benefits they are entitled to.

FAQs

What happens if I miss a CCB payment date?

If your CCB isn’t deposited on the expected date, allow five business days before contacting the CRA for help.

Can I receive the CCB if I have a high income?

Yes, but the payment amount decreases as income rises. High-income families may receive little or no benefit.

How often are CCB payments adjusted?

The benefit amounts are revised annually in July based on inflation and your most recent tax return.

Do I need to reapply every year?

No, once you’re approved, the CRA automatically reassesses your eligibility each year using your tax return.

Will I still get CCB if I move to a different province?

Yes, the federal CCB remains unchanged, but provincial benefits may vary based on your new location.

Leave a Comment