Canadian parents eligible for the Canada Child Benefit (CCB) can expect their second payment of the year this week. If you qualify, keep an eye on your account for a deposit on Thursday, February 20, 2025.
The CCB is designed to provide financial support to families with children, helping with the costs of raising them. Payment dates typically fall on the 20th of each month, but holidays and weekends may shift the deposit to the nearest business day.
How Much Will You Receive from the Canada Child Benefit in 2025?
The Canada Child Benefit (CCB) increased in July 2024, providing Canadian families with much-needed financial relief. The 4.7% increase helps counter rising living costs, with another adjustment expected in July 2025.
Current CCB Payment Amounts (Effective until June 2025):
| Child’s Age | Annual Amount | Monthly Amount | Increase from 2024 |
|---|---|---|---|
| Under 6 years | $7,787 | $648.92 | +$350 |
| 6 to 17 years | $6,570 | $547.50 | +$295 |
Upcoming CCB Payment Increase (July 2025 – June 2026):
| Child’s Age | New Annual Amount | New Monthly Amount | Expected Increase |
|---|---|---|---|
| Under 6 years | $7,997 | $666 | +$210 |
| 6 to 17 years | $6,748 | $562 | +$178 |
Child Disability Benefit (CDB) Updates:
Starting July 1, 2025, the Child Disability Benefit (CDB) will increase to:
- $3,411 annually (up from $3,322)
- This amount is tax-free and provides extra assistance to families caring for children with disabilities.
How Does the CCB Indexation Work?
The Canadian government adjusts the Canada Child Benefit (CCB) annually based on the Consumer Price Index (CPI) to reflect cost-of-living changes. This indexation ensures that:
- Maximum benefit amounts increase yearly.
- Income thresholds are adjusted to prevent reductions in support.
- Families receive adequate financial assistance as living costs rise.
An Employment and Social Development Canada (ESDC) spokesperson explained that both benefit amounts and income thresholds are updated annually to better support parents.
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What Are the Provincial Family Benefits Alongside the CCB?
In addition to the Canada Child Benefit (CCB), many provinces offer their own family support programs:
British Columbia (B.C.) Family Benefit:
- Includes a six-month bonus for families.
- Maximum annual benefit with bonus:
- $2,188 for the first child
- $1,375 for the second child
- $1,125 for each additional child
Other Provincial Benefits:
- Ontario and Alberta provide additional support through their respective family benefit programs, helping families manage the rising costs of living.
Who is Eligible for the Canada Child Benefit (CCB) in 2025?
To qualify for the Canada Child Benefit (CCB), you must meet the following criteria:
- Be the primary caregiver of a child under 18.
- Be a Canadian resident for tax purposes.
- File an annual tax return (even if you have no income).
- Your family net income determines the benefit amount.
Parents should ensure their personal information and tax details are up to date with the Canada Revenue Agency (CRA) to avoid delays in payments.
How Can You Check Your Canada Child Benefit Payment Status?
Want to track your Canada Child Benefit (CCB) payment? Use these methods:
-
Online via CRA My Account:
- Log in to your CRA My Account to view upcoming payments and benefit details.
-
CRA Mobile App:
- Use the MyCRA or MyBenefits CRA apps to check payment dates and amounts.
-
Phone Service:
- Call the CRA automated service at 1-800-387-1193 for payment updates.
FAQs
When will I receive my February 2025 Canada Child Benefit payment?
You will receive your payment on Thursday, February 20, 2025, unless bank processing times cause delays.
How much is the CCB payment for children under six in 2025?
Parents will receive up to $7,787 annually (approximately $648.92 monthly) until June 2025, increasing to $7,997 annually from July.
Why did the CCB increase in July 2024?
The CCB increased by 4.7% to address rising living costs and provide more support to Canadian families.
Will there be another CCB increase in 2025?
Yes, another increase is expected in July 2025, though it will be smaller at around 2.7%.
Is the Canada Child Benefit taxable?
No, the CCB is completely tax-free, meaning you don’t need to report it as taxable income.
How can I apply for the Canada Child Benefit?
Apply through your CRA My Account or by submitting the Canada Child Benefits Application (RC66) form.
What is the Child Disability Benefit (CDB) amount in 2025?
Starting July 2025, eligible families will receive up to $3,411 annually.
Do provincial benefits affect my CCB amount?
No, provincial family benefits are separate and do not reduce your Canada Child Benefit payments.
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