Singapore continues to support growing families through the enhanced Baby Bonus Scheme, offering a structured payout plan that eases the financial stress of raising a child. Whether you’re expecting or recently gave birth in March or April 2025, this guide explains everything you need to know to maximize your Baby Bonus benefits.
What Is the Baby Bonus Scheme in 2025?
The Baby Bonus Scheme is a national initiative that offers financial support to Singaporean parents from the moment their child is born until they reach 6.5 years of age. The scheme includes:
- Cash Gift: Paid in stages to cover early childhood expenses
- CDA First Step Grant: Automatically credited into the child’s savings account
- CDA Co-Matching: Government matches parental savings up to a certain cap
This program is part of Singapore’s push to build a family-friendly society and address declining birth rates.
Who Is Eligible for Baby Bonus 2025?
To qualify for the 2025 Baby Bonus benefits:
- Your child must be a Singapore Citizen (at birth or upon adoption).
- Parents must be legally married to access full benefits.
- You must apply before the child turns 12 years old.
Note: Children born to unwed parents may qualify for CDA benefits only, not the cash gift.
How Much Will You Receive in 2025?
Baby Bonus Cash Gift
| Child Order | Total Cash Gift |
|---|---|
| 1st and 2nd child | $11,000 |
| 3rd and subsequent child | $13,000 |
Payout Schedule
| Child’s Age | 1st & 2nd Child | 3rd & Subsequent Child |
|---|---|---|
| At birth | $3,000 | $4,000 |
| 6 months | $1,500 | $2,000 |
| 12 months | $1,500 | $2,000 |
| 18 months | $1,000 | $1,000 |
| 2 – 6.5 years | $400 every 6 months | $400 every 6 months |
Cash payouts are credited directly to the parent’s bank account.
Child Development Account (CDA)
- First Step Grant: $5,000 (auto-credited upon CDA account setup)
- Government Co-Matching: Based on how much parents deposit into CDA
| Birth Order | Gov’t Matching Cap |
|---|---|
| 1st child | $4,000 |
| 2nd child | $7,000 |
| 3rd and 4th child | $9,000 |
| 5th and subsequent | $15,000 |
Example: If you deposit $4,000 for your 1st child, the government will match it, giving a total of $8,000 in the CDA.
How to Apply for Baby Bonus in March or April 2025
Step-by-Step Guide
-
Check Eligibility
Visit the Baby Bonus website or use the LifeSG app to confirm eligibility based on your child’s citizenship and marital status. -
Register Before Delivery
You can begin the application 8 weeks before your expected delivery date. -
Prepare Required Documents
- Parent’s NRIC and marriage certificate
- Bank account for cash gift disbursement
- Preferred bank for CDA (DBS, OCBC, or UOB)
-
Submit Your Application
Use the LifeSG app or go to babybonus.madeforfamilies.gov.sg -
Receive Automatic Payments
Once approved, payouts and CDA grants will be automatically credited based on the timeline.
MUST READ: $400–$850 Singapore Government Cash Aid in April 2025 – Confirmed Facts & Eligibility
FAQs
What if my child is born in March or April 2025?
You’re eligible for full 2025 Baby Bonus benefits, provided your child is a Singapore Citizen and the application is submitted timely.
Can I open a CDA before my child is born?
No. The CDA can only be opened after birth registration, but you can begin the application process up to 8 weeks before delivery.
What happens if the parents are not legally married?
Unwed parents may still receive CDA grants, but they are not eligible for the Baby Bonus cash gift.
How is the money in the CDA used?
Funds in the CDA can be used to pay for approved educational and healthcare services, including childcare, preschool, vaccinations, and insurance premiums.
Can I choose any bank for the CDA?
No. CDA accounts are only available through DBS, OCBC, and UOB.
Do I have to apply for each payout?
No. After the initial application, all subsequent payouts are automatic, as long as eligibility conditions remain unchanged.
Is the Baby Bonus taxable?
No. Baby Bonus payouts are not taxable income and do not affect other government benefits.
Can I transfer CDA funds to another child?
No. The CDA account is unique to each child and cannot be transferred or shared.
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