DWP £299 Final Cost of Living Payment 2025 – When You’ll Receive It

The Department for Work and Pensions (DWP) is set to issue the last installment of its cost of living support package for eligible UK residents in July 2025. This payment of £299 will be the third and final part of the government’s effort to cushion low-income households from persistent inflation and rising utility bills. The final DWP installment is part of the broader UK cost of living support strategy launched to address the financial challenges triggered by the prolonged cost pressures since 2022. With inflation still putting pressure on food and fuel prices, this final push by the government is crucial for millions of households. Who Is Eligible for the £299 Payment in July 2025? To qualify for the DWP £299 payment 2025, individuals must have been receiving certain benefits within a specific qualifying period. These benefits include: Universal Credit Pension Credit Income-related ESA (Employment and Support Allowance) Income-based Jobseeker's Allowance (JSA) Income Support Claimants must have been eligible for one of the above benefits between 12 May and 8 June 2025. Those on tax credits will receive their payments from HMRC separately, usually within a few days after DWP completes its rollout. When Will the Final DWP Installment Be Paid? The benefit payment in July is expected to roll out between 15 July and 25 July 2025. This schedule could shift slightly depending on processing times, but recipients will not need to apply—the payment will be made automatically. To ensure transparency, here is a breakdown of the rollout timeline: Payment Type Rollout Period Issuing Authority Universal Credit 15-25 July 2025 DWP Pension Credit 15-25 July 2025 DWP Tax Credits Late July 2025 HMRC These dates are indicative and subject to slight changes, especially for recipients with complex claims or changes in status. How This Fits Into the UK Cost of Living Support Plan This £299 payment concludes a three-part package launched by the UK government to provide direct financial relief to low-income households. Previous payments of £301 and £300 were made in autumn 2024 and spring 2025 respectively. The cumulative £899 across three payments reflects a significant intervention targeting those most vulnerable to inflationary pressures. While critics argue that this may not be enough to counter rising living costs, the government maintains that it forms part of a broader support system including the Energy Price Guarantee and expanded Local Housing Allowance. What Should You Do If You Don’t Receive It? If you believe you qualify but haven't received your payment by the end of July 2025, you should: Double-check your benefit eligibility during the qualifying period. Contact the DWP or HMRC depending on which benefit you receive. Allow a few additional working days for delays due to bank processing. Keep your contact details and bank account information up to date to avoid missed payments. Conclusion The DWP £299 payment in July 2025 marks the final wave of the UK cost of living support initiative. With automatic disbursement set to begin mid-July, eligible households should prepare for a much-needed financial buffer. This final DWP installment could be the difference-maker for families still navigating the ongoing economic strain. FAQs When exactly is the DWP £299 payment arriving? The payment is scheduled between 15 and 25 July 2025 for most eligible claimants. Do I need to apply for the £299 cost of living support? No, it will be paid automatically to those who meet the eligibility criteria. Can I receive the payment if I only get tax credits? Yes, but your payment will come via HMRC, typically later than the DWP schedule. What if I recently started receiving benefits? Only those receiving qualifying benefits within the set period (12 May - 8 June 2025) are eligible. Is this the last cost of living support payment from the government? As of June 2025, this is the final confirmed installment. Future support will depend on economic conditions and policy changes.
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