The Australian Government has launched a support system to help Disability Support Pension (DSP) applicants manage expenses while their claim is being processed. Through Centrelink, eligible individuals can access a $1587.45 advance payment — offering financial relief for immediate costs related to medical needs, living expenses, or hardship.
This payment is not a grant, but an interest-free loan, which will be recovered in instalments once your DSP claim is approved. It aims to prevent vulnerable individuals from falling into debt or delay during the assessment period.
What Is the $1587.45 Advance Payment Australia
The advance payment is a one-time, short-term financial support for those who have recently lodged a claim for the Disability Support Pension. It helps cover essential costs like rent, groceries, or medical care while you await your first scheduled DSP payout.
This payment is particularly helpful because DSP claims can take several weeks or more to process.
Eligibility for the $1587.45 Advance Payment
You must meet specific criteria to be approved for this temporary assistance. The payment is only offered to individuals who meet Centrelink’s qualifications and have submitted a valid DSP claim.
Here’s a summary of eligibility requirements:
- You must have lodged a new DSP application
- You must demonstrate financial hardship or need for early assistance
- Your income and assets must be within Centrelink’s set limits
- You must not have received another advance in the past six months (in most cases)
- You must be residing in Australia legally and meet DSP residency requirements
Approval is not automatic, even if you meet all conditions.
Payment Dates for the Advance
Centrelink typically processes this payment within 2 business days of receiving your completed request. Once approved, the amount will be directly deposited into your registered bank account.
This fast turnaround ensures individuals can manage expenses while waiting for their regular DSP payment cycle to begin.
How to Claim the $1587.45 Advance Payment
You can apply through multiple channels. Here’s how to do it through your MyGov account:
- Log in to MyGov and access your Centrelink services
- Go to the Payments and Claims section
- Select Manage Advance Payment
- Choose the Advance Payment for DSP option
- Follow the instructions to complete your request
Alternatively, you can:
- Call Centrelink at 132 367
- Visit your nearest Centrelink service centre
- Speak with a staff member to help you submit your claim
All applications are subject to review and must include supporting documentation.
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Documents Required for the Advance Payment
Submitting complete and accurate documents increases the chances of fast approval. Here’s what you may need:
| Document Type | Examples |
|---|---|
| Proof of Identity | Passport, Driver’s License, Medicare card |
| Income Verification | Payslips, Bank Statements |
| Asset Documentation | Vehicle ownership, property details |
| Medical Support (Optional) | Disability certificates, medical records |
Centrelink may contact you for additional evidence before confirming the payment.
Repayment of the $1587.45 Advance
Once your DSP claim is approved, the advance payment will be deducted from your regular DSP income. Repayments are typically split over future fortnightly DSP payments, without any interest.
Important things to note:
- If your DSP claim is denied, you are still required to repay the advance
- You will be notified of the repayment amount and schedule in your Centrelink account
- Failure to repay could impact future benefit access
Understanding this ensures that you plan your budget effectively.
FAQs
Who is eligible for the $1587.45 advance payment in Australia?
You must have applied for the Disability Support Pension, meet Centrelink’s income and asset tests, and be experiencing financial hardship during the DSP processing period.
How long does Centrelink take to process the advance payment?
Centrelink usually processes the payment within 2 business days after receiving a complete and verified claim.
Do I have to repay the $1587.45 advance?
Yes. It is an interest-free loan and must be repaid from your future DSP fortnightly payments, even if your DSP application is unsuccessful.
Can I apply for the advance payment through MyGov?
Yes. MyGov allows you to access Centrelink services and submit your advance payment request online through the “Manage Advance Payment” section.
What happens if I don’t provide all required documents?
Incomplete documentation may delay your payment or lead to rejection. Ensure you attach valid ID, income, and asset proof to strengthen your claim.
Can I receive another advance later?
If you’ve already received an advance, you may not be eligible for another one until a six-month period has passed — unless Centrelink approves an exception.
Is this payment taxed?
No. The advance payment is not considered taxable income. It is a repayable loan issued as part of Centrelink support measures.
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