As the UK continues to battle stubbornly high food prices and inflated utility bills, the government is providing direct financial assistance to households most in need. In April 2025, a new £90 Cost of Living Payment will be automatically distributed to millions of eligible low-income families. This measure is part of the extended Household Support Fund, introduced to reduce the growing strain of living expenses amid continued economic uncertainty.
This payment is not just a continuation of previous relief efforts—it represents a timely intervention during a period where many are choosing between heating and eating.
What Is the £90 Payment and Why Is It Being Given?
The £90 Cost of Living Payment is a one-off, tax-free grant designed to help those on means-tested benefits manage ongoing inflation-related pressures. Rising energy tariffs, transport fares, and food bills have left many families vulnerable, especially during the colder months leading into spring.
Unlike complex application schemes, this support is automatically issued to qualifying individuals. The aim is to remove barriers and ensure that help reaches people quickly and efficiently.
Who Qualifies for the April 2025 £90 Payment?
Eligibility is tied to receipt of certain income-based benefits. If you receive one of the following, and your benefit status was active during the qualifying period (set by the DWP), you’re likely to receive the payment:
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Universal Credit
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Income-Based Jobseeker’s Allowance (JSA)
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Income-Related Employment and Support Allowance (ESA)
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Income Support
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Pension Credit
Note: If you’re only receiving non-means-tested benefits (e.g., Carer’s Allowance or contribution-based ESA), you will not qualify unless you’re also getting one of the above income-related supports.
To ensure you don’t miss out, your personal details—especially your bank account information—must be correct and updated in your benefit account.
April 2025 Payment Delivery: When to Expect It
The Department for Work and Pensions (DWP) has confirmed that most payments will be made during mid to late April 2025. There is no need to apply. If you’re eligible, the payment will appear in your bank account automatically, in the same way your usual benefit payments are delivered.
If you haven’t received the payment by April 1, 2025, follow these steps:
| Step | Action |
|---|---|
| 1 | Wait up to 10 working days after April 30 |
| 2 | Check your bank statements and benefit notifications |
| 3 | Log into your Universal Credit journal (if applicable) |
| 4 | Verify that your contact and banking details are accurate |
| 5 | If still unresolved, contact the DWP helpline |
Support Through Local Councils: Additional Help Is Available
While the DWP is handling most of the £90 payments, local councils have also received allocations from the Household Support Fund. These authorities may offer:
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Emergency grocery vouchers
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Top-ups for pre-paid gas and electricity meters
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Essential household items or repairs
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School holiday food support for children
Each council has discretion over how funds are used. Check your local council’s website for area-specific programs, especially if you’re struggling but don’t meet the national eligibility criteria.
More Than Just a Cash Grant: What the Household Support Fund Covers
In addition to the £90 payment, the Household Support Fund supports other essential needs:
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Help with food and nutrition
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Assistance for utility bills (electricity, gas, water)
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Vouchers or direct aid for broken white goods
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School holiday meal assistance for low-income families
These programs are tailored to local demand, so the type and amount of help available will vary based on where you live.
How to Make the Most of Your £90
Even a modest amount like £90 can go a long way if used strategically. Here are some smart ways to spend it:
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Pay off utility arrears or top up pre-pay meters
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Bulk-buy essential groceries
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Cover childcare-related transport
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Set aside for unexpected medical costs or household emergencies
Planning your use of the payment can help stretch its value over weeks instead of days.
Conclusion: Timely Relief Amid Financial Pressure
The £90 Cost of Living Payment in April 2025 is a crucial buffer for families still navigating the effects of inflation and high living costs. With automatic delivery and targeted eligibility, the government aims to ease immediate burdens while longer-term economic measures take shape.
If you think you qualify, keep an eye on your account between mid-April and early April 2025, and don’t hesitate to explore additional help from your local authority. Every bit of support can make a difference right now.
FAQs: £90 Cost of Living Payment – April 2025
Q1: Do I need to apply for the £90 payment?
No. It’s automatic for eligible benefit recipients. Just ensure your bank details are current.
Q2: When will the payment arrive?
Most payments will be processed between April 15–30, 2025.
Q3: I didn’t receive mine—what should I do?
Wait 10 working days after April 30. Then contact the DWP if there’s still no update.
Q4: Can I get help if I don’t qualify for the £90?
Yes. Local councils may provide additional aid under the Household Support Fund.
Q5: Will there be more cost of living payments in 2025?
As of April 2025, there’s no confirmed follow-up payment, but future support depends on economic trends and government review.
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