The rising cost of living continues to impact households across Canada, and the federal government has stepped up once again with a targeted relief measure: the $628 grocery rebate Canada 2025. This one-time payment, scheduled for July, is designed to help offset the financial pressure low- and modest-income Canadians face when buying essentials. Here’s a breakdown of eligibility, key payment details, and how this fits into the latest Canada payment update.
What Is the $628 Grocery Rebate in 2025?
The $628 grocery rebate Canada 2025 is a government-issued, one-time financial relief payment that will be delivered through the Canada Revenue Agency (CRA) in July 2025. The goal is to support Canadians grappling with the cost of groceries and general inflation.
Unlike recurring benefits, this is not a monthly credit. It is a lump sum that varies based on your income and family composition, with the maximum payment being $628. The CRA rebate 2025 is automatically deposited for eligible recipients without the need to apply.
CRA Rebate 2025: Eligibility Criteria
To receive the grocery rebate, you must meet the following conditions:
- You filed a 2024 tax return by the deadline.
- Your adjusted family net income is within the thresholds set by CRA.
- You qualify for the GST/HST credit for July 2025.
Here’s a quick overview of estimated payments based on household structure:
| Household Type | Estimated Rebate Amount |
|---|---|
| Single (no children) | Up to $234 |
| Married/Common-law | Up to $306 |
| Single parent (1 child) | Up to $386 |
| Family with 2 children | Up to $628 |
This is part of a broader Canada payment update that includes adjustments to federal benefits in light of persistent inflation and changing household expenses.
When Will the Grocery Rebate Be Deposited?
The CRA has confirmed that the $628 grocery rebate will be disbursed on July 5, 2025, coinciding with the GST/HST credit payment schedule. Those registered for direct deposit with the CRA will receive it in their bank accounts on the same day. Paper check recipients should expect a slight delay, typically 3-5 business days longer.
There is no separate application process. If you’re eligible for the GST/HST credit in July, the rebate will be included automatically. To ensure timely delivery, it’s essential that your banking and mailing details are up to date on your CRA account.
Why the Rebate Matters Now More Than Ever
Food prices remain significantly higher than pre-pandemic levels. For lower-income Canadians, grocery bills can take up an outsized portion of their income. The $628 grocery rebate Canada 2025 aims to narrow this gap by offering meaningful, albeit temporary, relief.
This effort follows a similar rebate issued in 2023, which helped millions of Canadians weather inflation spikes. With June 2025 seeing ongoing reports of food price pressure, this measure could again play a vital role in household budgeting for many families.
The CRA rebate 2025 is part of a larger financial relief framework that includes indexed increases to other federal support programs such as the Canada Child Benefit and Old Age Security, all of which fall under recent Canada payment updates.
What You Should Do Right Now
- Log in to your CRA My Account to confirm your eligibility.
- Verify your direct deposit information.
- Check your 2024 tax filing status – any discrepancies might delay payment.
Keeping your CRA profile current is essential for receiving not only this rebate but also future support payments. The CRA increasingly relies on digital communication, so opting into email notifications ensures you stay updated.
FAQs About the $628 Grocery Rebate Canada 2025
Who will receive the $628 grocery rebate?
Eligibility is based on income and family size. Only those approved for the GST/HST credit in July 2025 will receive the grocery rebate automatically.
When is the grocery rebate being paid?
The rebate will be paid out on July 5, 2025, to coincide with the GST/HST credit deposit date.
Is this rebate taxable?
No. Like the GST/HST credit, the grocery rebate is not considered taxable income.
Can I apply for the grocery rebate separately?
No application is required. If you’re eligible for the GST/HST credit, you’ll receive the rebate automatically.
What if I miss the July payment?
If you believe you’re eligible but haven’t received the rebate by mid-July, contact the CRA or check your My Account portal for any issues or updates.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.