GST/HST Credit: Check Who Qualifies and How Much You Can Get

The GST/HST Credit 2025 is a tax-free quarterly benefit offered by the Canada Revenue Agency (CRA) to assist Canadians with low or modest incomes in managing the cost of sales taxes. If you’ve recently filed your taxes, you may be eligible to receive this benefit automatically.

This article breaks down eligibility, benefit amounts, payment dates, and how to apply—especially if you’re new to Canada.

GST/HST Credit: Check Who Qualifies and How Much You Can Get

What is the GST/HST Credit?

The GST/HST (Goods and Services Tax / Harmonized Sales Tax) credit is a financial support initiative distributed quarterly to help offset the GST or HST paid on goods and services. It’s meant for low and moderate-income individuals or families and may also include extra payments from your province or territory.

The credit is provided automatically once you file your income tax return, even if you have no income.

Eligibility Criteria for GST/HST Credit

To receive the GST/HST Credit in 2025, you must meet the following conditions:

  • Residency: You must be a resident of Canada.

  • Age: You must be 19 years or older, or if under 19, you must either:

    • Have a spouse or common-law partner, or

    • Be a parent and live with your child

  • Income: Your adjusted family net income should not exceed $70,000.

  • Tax Filing: You must have filed your 2023 tax return to be considered.

If you’re new to Canada, you may need to submit additional forms (e.g., RC66 for families with children).

How Much Can You Get in 2025?

The amount of GST/HST credit you receive depends on your family income and the number of children you have under 19 years of age. Here’s the maximum amount for the 2024–2025 benefit year:

  • $496 annually for single individuals

  • $650 annually for married or common-law couples

  • $260 annually for each child under 19

These payments are distributed quarterly, so a single individual would receive $124 per quarter.

Payment Dates for 2025

GST/HST credits are issued every three months. Here are the dates for 2025:

Month Payment Date
January 3 April 2025
April 4 April 2025
July 4 July 2025
October 3 October 2025

How to Apply for the GST/HST Credit

You are automatically considered for the GST/HST Credit when you file your income tax return.

However, if you’re new to Canada, you must:

  • Submit Form RC66 if you have children

  • Submit Form RC151 if you do not have children

These forms are available on the CRA website or at your local tax centre.

Once your application is approved, payments are sent via direct deposit or cheque based on your preferences set with CRA.

FAQs

Do I have to apply separately for the GST/HST Credit?

No, if you’re already living in Canada and have filed your taxes, you’ll automatically be considered. Newcomers must fill out a form.

What happens if I haven’t filed my taxes?

You won’t receive the GST/HST credit unless your 2023 tax return is filed, even if your income is zero.

Is there a GST/HST payment in February 2025?

No. GST/HST payments are made quarterly. The next one after January is scheduled for April 4, 2025.

How can I check my GST/HST credit status?

Log into your CRA My Account to view your payment history and upcoming credit dates.

Can I receive GST/HST Credit if I live with roommates?

Yes, as long as your personal income and other eligibility criteria are met, your living arrangement does not affect the payment.

Click here to know more.

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