Singapore’s gig economy workers, including delivery riders, private-hire drivers, and freelancers, are now receiving greater financial protection under the 2025 Workfare Income Supplement (WIS) scheme. With monthly payouts, enhanced CPF contributions, and structured MediSave plans, the WIS initiative offers both short-term income stability and long-term savings support.
This move marks a shift toward greater inclusion, especially for informal workers who previously lacked access to structured employment benefits.
What Is the WIS Scheme and Who Does It Help?
The Workfare Income Supplement (WIS) provides cash support and CPF savings to Singapore’s lower-income workers. The 2025 version now includes self-employed and platform-based workers—those working with apps like Grab, Gojek, Foodpanda, and Deliveroo.
WIS 2025 Objectives:
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Provide stable monthly income
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Strengthen retirement, housing, and medical savings via CPF
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Assist older and vulnerable workers with enhanced benefits
What’s New in the WIS Scheme 2025?
The enhanced 2025 scheme introduces the following:
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Monthly payouts instead of annual lump sums
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Mandatory CPF contributions by platform operators
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Higher payout tiers for seniors and persons with disabilities
Monthly Payment System:
Payouts arrive two months after the income month.
Example: January income will be paid by the end of March.
Disbursement Modes:
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PayNow (linked to NRIC)
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GovCash (for non-bank account holders)
CPF Contributions: A Major Shift for Platform Workers
Platform operators are now required to contribute to CPF for their workers. Contributions will be gradually phased in until full compliance by 2029.
What It Covers:
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Ordinary Account
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Special Account
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MediSave Account
This change offers long-term benefits in housing, healthcare, and retirement—previously unavailable to many gig workers.
Extra Support for Seniors and Persons with Disabilities
Workers aged 60+ or those with disabilities are entitled to the highest WIS payout tier—S$3,267 annually. This extra support aims to:
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Offset medical and living expenses
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Cover income gaps from reduced working capacity
Who Qualifies for WIS 2025?
To receive the full benefits of the scheme, workers must meet certain conditions.
Eligibility Criteria:
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Singapore citizen
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Aged 30+ as of 31 December 2024 (no age limit for persons with disabilities)
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Total annual income (including freelance work) ≤ S$28,000
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Worked at least two months in 2024
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Fulfilled CPF and MediSave contributions
Who Is Excluded?
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Individuals under 30 (unless disabled)
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High-income earners (income > S$70,000/year)
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Owners of high-value property (annual AV > S$13,000)
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Self-employed persons who hire employees
WIS Payout Amounts by Age Group
| Age Group | Max Annual Payout | Cash | CPF |
|---|---|---|---|
| 30–34 | S$1,700 | S$300 | S$1,400 |
| 35–44 | S$2,250 | S$450 | S$1,800 |
| 45–54 | S$2,850 | S$600 | S$2,250 |
| 55–59 | S$3,150 | S$750 | S$2,400 |
| 60+ | S$3,267 | S$800 | S$2,467 |
Cash provides immediate relief, while the CPF portion builds long-term financial stability.
WIS Monthly Payment Schedule for 2025
| Work Month | Payout Date |
|---|---|
| January | End of March |
| February | End of April |
| March | End of May |
| April | End of June |
| May | End of July |
| June | End of August |
| July | End of September |
| August | End of October |
| September | End of November |
| October | End of December |
| November | End of January (2026) |
| December | End of February (2026) |
Required MediSave Contributions for WIS Eligibility
| Age Group | Minimum MediSave Amount |
|---|---|
| 30–34 | S$240 |
| 35–44 | S$270 |
| 45–49 | S$300 |
| 50+ | S$315 |
Workers with Net Trade Income over S$6,000 may need to contribute more. These contributions can be made via lump sum or GIRO installments.
Checklist to Qualify and Receive WIS Payments
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Declare Net Trade Income using the myTax Portal
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Confirm CPF contributions are made by the platform operator
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Ensure MediSave payments meet the required minimum
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Use the WIS Calculator to estimate your payout
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Track disbursements via PayNow or GovCash
Smart Financial Tips for Platform Workers
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Track your earnings and expenses to improve budgeting
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Use CPF savings strategically for housing or medical expenses
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Build an emergency fund for 3–6 months’ worth of income
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Consider health and income protection insurance
Developing these habits can create long-term financial stability beyond the WIS payout alone.
WIS 2025: A Stronger, More Inclusive Support System
The Singapore $3,267 WIS Payment 2025 is a powerful move toward fairer support for all workers—especially freelancers and gig economy earners. With guaranteed monthly payouts, CPF coverage, and senior-friendly policies, this scheme ensures that everyone contributing to Singapore’s economy is cared for financially.
FAQs
Who is considered a platform worker under WIS 2025?
Anyone providing services via digital platforms—like food delivery riders, ride-hailing drivers, and freelancers—is now covered under the updated WIS scheme.
Is there a minimum number of work months to qualify for WIS?
Yes. You must have worked at least two months in 2024 to be eligible for the 2025 payouts.
Can I receive WIS if I’m below 30?
Generally, no. However, persons with disabilities are eligible regardless of age.
What if I don’t have a bank account?
You’ll still receive payments via GovCash. However, signing up for PayNow linked to your NRIC is recommended for faster access.
Do I need to apply for WIS?
No application is needed. Eligibility is assessed based on your tax filings, CPF contributions, and income records.
Click here to know more.
Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.