In 2025, many Canadians were pleasantly surprised to see an unexpected $680 payment from the Canada Revenue Agency (CRA) hit their accounts. This news sparked curiosity and even confusion for some who weren’t aware they qualified for any government support. If you’re wondering whether you’re eligible for this extra cash, how it’s calculated, and what steps you need to take to ensure you receive future payments, you’re in the right place.
What Is the GST/HST Credit?
The GST/HST credit is a federal benefit that is tax-free and non-repayable, aimed at helping Canadians deal with the added cost of goods and services due to sales taxes. It’s administered by the CRA and distributed four times a year.
This benefit is income-tested, which means the amount you receive depends on your earnings and family size. The goal is to direct the payments to those who need them most.
Who Can Receive the $680 Payment in 2025?
1. Income Thresholds
- Single individuals: Up to $519 annually
- Married or common-law couples: Up to $680
- Each child under 19 adds $179
Higher incomes will reduce or phase out this credit entirely.
2. Filing Your Taxes Is Mandatory You must file your 2023 tax return, even with no income, to be eligible.
3. Age and Residency Requirements
- Must be a Canadian resident for tax purposes
- Must be 19 or older or have a spouse/common-law partner or dependent child
Newcomers to Canada can apply using Form RC151.
How and When Are Payments Made?
The CRA distributes GST/HST credit payments quarterly:
2025 Payment Dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Payments are sent via direct deposit or mailed cheque. Sign up for direct deposit on CRA’s My Account for faster access.
How to Apply for Surprise $680 Payment from the CRA in 2025
Step 1: File your 2023 tax return Step 2: Keep your CRA information updated (marital status, children, address, bank info) Step 3: Register/log in to CRA’s My Account to monitor and manage payments
Real-Life Example
Samantha and John, a couple in Ontario with one child and $32,000 income in 2023:
- Couple base amount: $680
- Child amount: $179
- Total: $859/year = $214.75 quarterly
Why Some People Get a “Surprise” Payment
- Late tax filing leading to retroactive payment
- Income drop from job loss or separation
- New eligibility due to age or family changes
- CRA reassessment of file
FAQs
What is the $680 CRA payment for in 2025?
It is the GST/HST credit, a quarterly tax-free payment for low- and moderate-income Canadians.
Do I need to apply for the GST/HST credit?
No formal application is needed. Filing your tax return each year triggers CRA’s assessment for eligibility.
When will I receive the next GST/HST credit payment?
The next scheduled date is July 4, 2025.
How do I make sure I receive the credit?
File your taxes on time and keep your CRA details current. Use My Account to check updates.
What if I got the payment but wasn’t expecting it?
It could be due to a recent reassessment, eligibility change, or retroactive payment. Check CRA My Account or contact CRA directly.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.