The UK government has unveiled an additional £90 Cost of Living Payment to support families hit hardest by ongoing financial challenges. With prices of food, energy, and essentials rising steadily, this payment aims to bring temporary relief to low-income households that are already struggling to make ends meet. The best part? You don’t even need to apply—this payment will be issued automatically to those who qualify.
As households continue to face mounting pressure from inflation and stagnant wages, this measure is part of a broader effort to ease financial burdens during the 2025 financial year. Here’s everything you need to know about this new support, how it works, and how you can make the most of it.
What Is the £90 Cost of Living Payment?
The £90 Cost of Living Payment is a one-off support payment designed to help low-income families cope with rising expenses. It’s part of a wider package of government assistance targeted at vulnerable groups who are most affected by cost increases across sectors.
This payment is not taxable, does not affect your existing benefit entitlements, and is being handled directly through the Department for Work and Pensions (DWP). The funds are intended to assist with essential needs like groceries, energy bills, daily transport, and other necessities.
Unlike previous schemes that required an application, this payment is being delivered automatically to qualifying households, making the process smoother and stress-free.
Who Qualifies for the £90 Support?
Eligibility for the £90 payment is tied directly to your benefits status. If you’re already receiving any of the following means-tested benefits, chances are high that you qualify:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
If your claim for any of these benefits includes a qualifying date set by the DWP, you should automatically be included in the payout list. It’s important to note that those who only receive contribution-based benefits without income-based elements are not eligible under current rules.
In cases where you recently submitted a benefits claim and are awaiting a decision, you may still qualify depending on the outcome and timing. Be sure to follow up with the DWP or check your status online.
Read Also: Universal Credit and PIP Overhauls for 2025, DWP Announces Major Updates and Eligibility Criteria
How Will You Receive the Payment?
The government has made this process as straightforward as possible. There’s no paperwork, no registration, and no forms to fill out. If you’re eligible, the payment will go directly into your bank account.
It will be paid using the same details you’ve already provided for your existing benefits. So if you’re receiving your Universal Credit or ESA via direct deposit, expect the £90 to land in the same account.
This automation is especially helpful for families already under financial stress—it ensures that support arrives quickly and without delay.
When Will the £90 Be Paid?
The £90 Cost of Living Payment is expected to be issued during the early months of the new financial year. Although an exact date has not been confirmed yet, the DWP has indicated that most qualifying households will receive the payment between April and June 2025.
Delays may occur in some cases due to pending claims, changes in banking information, or technical issues. That’s why it’s essential to stay alert for any official updates.
Make sure you regularly check your benefits account or banking activity during that time. If you’re eligible, and all your information is accurate, you should receive the payment without any issues.
What If You Don’t Get the Payment?
In the event that you believe you’re eligible but haven’t received the £90 payment by the end of the expected window, there are several steps you can take:
- Double-check your eligibility: Make sure you’re receiving one of the qualifying benefits. If you’re unsure, check your award letters or log into your account on the GOV.UK website.
- Update your details: Incorrect or outdated bank information can delay or block payments. Confirm that your personal and banking details are current with the DWP.
- Contact DWP: If everything seems in order and you still haven’t received the funds, reach out to the Department for Work and Pensions directly. They’ll be able to confirm your status and resolve any issues.
MUST READ: UK Households to Get £500 Cost of Living Support – Who Qualifies?
Tips for Making the Most of the £90 Payment
Though the payment may not solve every financial problem, it can go a long way if managed wisely. Here are a few tips to make the most out of the support:
- Prioritize essentials: Use the payment for food, electricity, heating, or critical household expenses.
- Top up energy accounts: If you use prepaid meters, this is a great time to build a buffer before bills spike.
- Avoid impulse spending: Stay focused on immediate needs.
- Combine support schemes: Check if you qualify for local council tax reductions, food vouchers, or utility assistance schemes in your area.
Even a small payment like this can create breathing room when used strategically, especially if paired with other support mechanisms.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.
