The Canada Child Benefit (CCB) is a tax-free monthly payment designed to assist parents in covering child-related expenses. The government adjusts the benefit annually based on inflation to ensure families receive adequate financial support.
The current benefit year began in July 2024, with the next major increase expected in July 2025. Parents can expect their second payment of 2025 to arrive in their accounts on February 20, 2025.
How Much Will You Receive in February 2025?
The CCB increased by 4.7% in 2024, providing parents with higher monthly payments. The benefit amount is calculated based on household income, the number of children, and their ages.
CCB Payment Breakdown (July 2024 – June 2025)
| Child Age Group | Previous Annual Benefit (2023-24) | New Annual Benefit (2024-25) | Monthly Payment (2024-25) |
|---|---|---|---|
| Under 6 years old | $7,437 | $7,787 | $648 |
| 6 to 17 years old | $6,275 | $6,570 | $547 |
Parents with children who qualify for the Child Disability Benefit (CDB) will also see an increase. The CDB amount increased from $3,322 to $3,411 annually as of July 1, 2025.
Upcoming Increase in July 2025
While the previous increases were 4.7% in 2024 and 6.3% in 2023, the upcoming hike in July 2025 will be 2.7%. Here’s how much families can expect starting July 2025:
| Child Age Group | New Annual Benefit (July 2025 – June 2026) | Monthly Payment (July 2025 – June 2026) |
|---|---|---|
| Under 6 years old | $7,997 | $666 |
| 6 to 17 years old | $6,748 | $562 |
Do You Qualify for the CCB?
To be eligible for the Canada Child Benefit (CCB), families must meet these criteria:
- You must be a Canadian resident for tax purposes.
- You are the primary caregiver of a child under 18 years old.
- You or your spouse/partner filed a tax return for the previous year.
- Your household income falls within the eligible income range for full or partial benefits.
The Canada Revenue Agency (CRA) automatically reviews eligibility every year based on tax filings. If your income has changed, your benefit amount may be adjusted accordingly.
Provincial Family Benefits & Additional Support
Apart from the federal CCB, some provinces offer their own family benefits to provide extra financial assistance to parents.
British Columbia (BC) Family Benefit
- Includes a six-month bonus for eligible families.
- Maximum annual benefit amounts (including bonus payments):
- $2,188 for the first child
- $1,375 for the second child
- $1,125 for each additional child
Ontario & Alberta Child Benefits
- Ontario and Alberta also have their own family support programs, offering additional financial aid based on income and the number of children.
Parents can check their provincial government’s website for eligibility and payment schedules.
When Will You Receive Your CCB Payments in 2025?
The Canada Revenue Agency (CRA) has scheduled monthly CCB payments for 2025. Here’s when you can expect to receive your deposits:
| CCB Payment Date | Month |
|---|---|
| January 19, 2025 | January |
| February 20, 2025 | February |
| March 20, 2025 | March |
| April 19, 2025 | April |
| May 17, 2025 | May |
| June 20, 2025 | June |
| July 19, 2025 | July |
| August 20, 2025 | August |
| September 19, 2025 | September |
| October 18, 2025 | October |
| November 20, 2025 | November |
| December 19, 2025 | December |
Frequently Asked Questions
How do I check my Canada Child Benefit (CCB) payment status?
You can check your CCB payment status by logging into the CRA My Account portal or using the MyCRA mobile app.
What should I do if I didn’t receive my CCB payment?
If your payment is missing, wait at least five business days after the scheduled date before contacting the CRA.
Will my CCB amount change if my income changes?
Yes, the CCB is income-tested, so your payment may increase or decrease based on your household income.
Is the CCB taxable?
No, CCB payments are tax-free, meaning you do not need to report them as taxable income.
How do I apply for the CCB?
You can apply for the Canada Child Benefit through the CRA website, by submitting Form RC66, or automatically when you register your child’s birth.
Will the CCB increase again in 2025?
Yes, the next CCB increase will occur in July 2025, with a 2.7% adjustment based on the Consumer Price Index (CPI).
Can both parents receive the CCB?
Only the primary caregiver of the child receives the benefit. However, in shared custody arrangements, both parents may receive half the benefit.
Do provincial benefits affect my CCB amount?
No, provincial family benefits do not impact your CCB eligibility or payment amount.
Conclusion
The Canada Child Benefit (CCB) continues to provide much-needed support to families across Canada. With the next payment arriving on February 20, 2025, parents can expect higher benefits due to inflation adjustments. Additionally, a 2.7% increase will take effect in July 2025, ensuring continued financial assistance.
To check your eligibility and payment status, visit the Canada Revenue Agency (CRA) website or log in to CRA My Account.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.
