Singapore’s $760 Cost-of-Living Payment 2025 is a major financial aid initiative introduced under Budget 2025 to help citizens manage rising expenses. Announced by Prime Minister and Minister for Finance Mr. Lawrence Wong, the $1.2 billion Assurance Package enhancement includes expanded U-Save rebates and CDC vouchers.
Singapore $760 COL Rebates: Key Highlights
Rebate Program: B2025 Cost-of-Living U-Save Maximum Support: Up to $760 in utility rebates for eligible HDB households CDC Vouchers: $800 total across May 2025 and January 2026 Payment Schedule: Quarterly – April, July, October 2025, and January 2026 Eligibility Criteria:
- Must reside in an HDB flat
- Household members must not own more than one property
- At least one Singaporean owner or tenant
Detailed U-Save Rebates Breakdown (FY2025)
| HDB Flat Type | April 2025 | July 2025 | October 2025 | January 2026 | Total U-Save FY2025 |
|---|---|---|---|---|---|
| 1- and 2-room | $95 + $95 | $95 + $95 | $95 + $95 | $95 + $95 | $760 |
| 3-room | $85 + $85 | $85 + $85 | $85 + $85 | $85 + $85 | $680 |
| 4-room | $75 + $75 | $75 + $75 | $75 + $75 | $75 + $75 | $600 |
| 5-room | $65 + $65 | $65 + $65 | $65 + $65 | $65 + $65 | $520 |
| Executive/Multi-gen | $55 + $55 | $55 + $55 | $55 + $55 | $55 + $55 | $440 |
Structure of the Rebate
1. GST Voucher (GSTV) – U-Save:
- Amount: $220 to $380
- Paid quarterly
2. Assurance Package U-Save:
- Amount: $330 to $570 annually
- Paid with GSTV
3. Budget 2025 COL U-Save:
- Amount: $110 to $190
- Additional $20 per quarter from April 2025 to October 2026 to offset carbon tax and water hikes
CDC Voucher Disbursement
- May 2025: $500 (usable until December 2025)
- January 2026: $300 (usable until December 2026)
- Can be spent at hawkers, supermarkets, and merchants
Payment Method & Frequency
Rebates will be credited directly to household utility accounts. These quarterly payments help families manage their monthly expenses efficiently.
Conclusion
The Singapore Government’s $760 Cost-of-Living U-Save rebates and CDC vouchers aim to ease the financial strain caused by inflation, GST hikes, and utility increases. By receiving quarterly rebates and structured vouchers, Singaporeans will benefit from steady relief throughout 2025.
FAQs
Who is eligible for the $760 Cost-of-Living Payment in 2025?
Eligible households must:
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Reside in an HDB flat
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Not own more than one property
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Have at least one Singaporean owner or occupier (for non-rented flats), or one Singaporean tenant (for rented flats)
Do I need to apply to receive the U-Save rebates?
No application is required. If your household meets the eligibility criteria, the rebates will be automatically credited to your utilities account managed by SP Services Limited.
How is the $760 amount calculated?
The $760 is the maximum rebate for 1- and 2-room HDB flats in FY2025. It includes the regular GSTV – U-Save rebate, Assurance Package U-Save, and additional COL U-Save from Budget 2025.
When will the payments be made?
The U-Save rebates will be disbursed in four quarters:
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April 2025
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July 2025
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October 2025
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January 2026
Each disbursement includes a mix of regular U-Save and additional COL support.
What if I live in a larger flat like a 5-room or executive unit?
Rebate amounts are tiered based on flat size. For example:
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5-room flats will receive up to $520
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Executive flats will receive up to $440
What are CDC Vouchers and when will they be issued?
CDC Vouchers are additional support tools:
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$500 in May 2025 (to be spent by Dec 2025)
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$300 in January 2026 (to be spent by Dec 2026) They can be used at participating hawkers, merchants, and supermarkets.
Can I receive both U-Save rebates and CDC vouchers?
Yes, eligible households will receive both the U-Save rebates and CDC vouchers if they meet the respective criteria.
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Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.