In 2025, many Canadians can expect a $680 payment from the Canada Revenue Agency (CRA) through the GST/HST credit program. This tax-free benefit helps low- and moderate-income individuals and families offset the cost of Goods and Services Tax (GST) and Harmonized Sales Tax (HST).
The GST/HST credit is automatically calculated when you file your income tax return, and payments are disbursed quarterly throughout the year. Here’s what you need to know about eligibility, amounts, payment dates, and how to make the most of this benefit.
Key Details of the CRA $680 Payment in 2025
Aspect | Details Payment Amount | Up to $680 for couples, $519 for singles, and $179 per child under 19 Eligibility Criteria | Canadian residents aged 19+, or younger if married or a parent; income-based Payment Frequency | Quarterly: Jan 3, Apr 4, Jul 4, Oct 3, 2025 Application Process | Automatic via tax return; no separate form needed Income Thresholds | Reduced or cut off above $41,000 (individuals) and $54,000 (families) CRA Official Resource | CRA GST/HST Credit Website
What Is the GST/HST Credit?
The GST/HST credit provides financial relief to individuals and families impacted by consumption taxes. It is especially helpful for Canadians with low and moderate incomes.
For 2025, CRA will use your 2023 tax return to calculate your payments. Even if your income drops or rises in 2025, your eligibility will still be based on 2023 earnings.
Eligibility Criteria
To qualify for the GST/HST credit in 2025, you must:
- Be a Canadian resident for tax purposes
- Be at least 19 years old before the month of the payment
If you are younger than 19, you must:
- Be married or in a common-law relationship, or
- Be a parent and live with your child
Income Limits:
- Individuals earning above $41,000 may receive reduced or no benefits
- Families earning above $54,000 may be phased out
Payment Amount Breakdown
The CRA determines your payment based on your Adjusted Family Net Income (AFNI) and family size.
- Single Individuals: Up to $519 annually
- Married or Common-Law Couples: Up to $680 annually
- Per Child Under 19: Additional $179
If you exceed income thresholds, your payment amount is gradually reduced based on CRA’s internal formula.
CRA GST/HST Credit 2025 Payment Dates
Payments will be made quarterly on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
Payments are made via direct deposit or mailed cheques. If you don’t receive a payment within 10 business days, check CRA My Account or call CRA.
How to Receive the CRA $680 Payment in 2025
- No separate application required
- File your 2023 income tax return
- Update your banking info for direct deposit
Newcomers to Canada:
- Non-parents must submit Form RC151
- Parents must submit Form RC66
Submit completed forms to your nearest CRA tax center.
Additional CRA Benefits You May Qualify For
If you’re eligible for the GST/HST credit, you may also receive:
- Canada Child Benefit (CCB): Up to $7,997 per child under 6 and $6,748 per child aged 6-17
- Canada Workers Benefit (CWB): Up to $1,518 (individuals) and $2,616 (families)
- Climate Action Incentive Payment (CAIP): Quarterly payments for eligible provinces
FAQs
Who qualifies for the $680 CRA payment in 2025?
Canadian residents aged 19+ with income under the CRA threshold. Younger individuals may also qualify if married or living with a child.
How do I apply for the GST/HST credit?
You do not need to apply separately. It’s calculated when you file your tax return. New residents may need to submit specific forms.
When will I receive the payment?
Payments are issued quarterly on Jan 3, Apr 4, Jul 4, and Oct 3, 2025.
How do I check if I’m eligible?
Log in to your CRA My Account to check your status, payment amount, and benefit history.
What happens if I don’t file my taxes?
You won’t receive the GST/HST credit or any other CRA-administered benefits. File your return even if you have no income.
Click here to know more.
Aanchal is a passionate writer with a keen interest in storytelling, content creation, and creative expression. She enjoys exploring diverse topics and crafting engaging narratives that captivate readers.