The Canada Workers Benefit (CWB) is a refundable tax credit provided by the Canada Revenue Agency (CRA) to support low-income individuals and families. It is designed to:
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Encourage employment
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Supplement low wages
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Help cover daily living costs such as rent, groceries, and transportation
The benefit is split into two components:
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Regular CWB: Applied when filing your annual income tax return
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Advanced CWB (ACWB): Issued quarterly to help with consistent income flow
How Much Can You Receive in 2025?
In the 2025 tax year, eligible recipients can receive:
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Up to $1,518 – Single individuals
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Up to $2,616 – Families
These amounts are gradually reduced based on income, starting at specific thresholds. The higher your earnings beyond the base, the lower your benefit.
2025 Advanced CWB Payment Dates
If you’re approved for advance payments, you’ll receive quarterly deposits from the CRA on the following dates:
| Quarter | Payment Date |
|---|---|
| Q1 | Already paid via tax return |
| Q2 | July 11, 2025 |
| Q3 | October 10, 2025 |
Note: If a payment date falls on a weekend or holiday, the CRA will issue it on the preceding business day.
Eligibility Criteria for CWB 2025
To receive the Canada Workers Benefit, you must meet the following:
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Be a Canadian resident throughout 2024
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Be at least 19 years old by December 31, 2024
(unless you have a spouse/common-law partner or child) -
Have an adjusted net income below the threshold
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Be employed or have earned income
Income Thresholds for 2025
| Category | Income Where Benefit Reduces | Maximum Income Limit |
|---|---|---|
| Single Individual | Starts at $24,975 | Less than $35,095 |
| Families (combined) | Starts at $28,494 | Less than $45,934 |
Above these limits, your CWB benefit reduces by $3 for every $100 increase in income.
Who Is Not Eligible?
You will be disqualified if:
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You’re a full-time student for more than 13 weeks (without dependents)
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You’re incarcerated for 90+ days during the year
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You fail to file your tax return on time
How to Apply for the Canada Workers Benefit
There is no separate application form for the regular CWB. You’re automatically assessed when filing your taxes.
However, to receive Advance CWB (ACWB) payments, you must:
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File your 2024 income tax by November 1, 2024
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Meet all eligibility requirements
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Ensure banking info is updated with the CRA
Approved individuals will receive payments via direct deposit or cheque, depending on their preference.
Why the Canada Workers Benefit Matters
The CWB isn’t just another tax credit—it’s a lifeline for thousands of working Canadians facing financial struggles. It helps recipients:
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Avoid falling below the poverty line
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Cover basic living expenses
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Remain active in the workforce
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Stabilize family income amidst economic uncertainty
It also connects beneficiaries to other federal and provincial support programs, maximizing the financial impact.
FAQs About the Canada Workers Benefit 2025
How much is the Canada Workers Benefit in 2025?
Eligible singles can receive up to $1,518, and families can get up to $2,616, based on income and family status.
What are the payment dates for the advanced benefit?
Advance payments are scheduled for July 11 and October 10, 2025.
Do I need to apply separately for CWB?
No. It’s automatically applied when you file your tax return. But for advance payments, file before November 1, 2024.
What income qualifies me for the CWB?
For singles, your adjusted net income must be below $35,095. For families, it must be below $45,934.
How can I receive my payments?
You’ll receive your CWB via direct deposit or cheque, depending on your chosen method with CRA.
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